24/7

Seamless Banking

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About Us

Focused on Africa, dedicated to you.

At Zip Bank, we’re on a mission to revolutionize digital banking. We believe banking should be easy, secure, and built for you. With cutting-edge technology and a relentless focus on user experience, we empower you to take full control of your finances—whether you’re sending money, saving, investing, or paying bills. Zip Bank is more than an app; it’s your partner in financial freedom.

To become the leading internet bank that empowers individuals and businesses with innovative financial solutions that simplify global banking.

At Zip Bank, our goal is to simplify digital banking for everyone. From seamless transfers and payments to managing your savings and investments, our app offers secure, fast, and user-friendly banking experiences—anytime, anywhere. Join the future of finance with Zip Bank.

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Services

We Make Your Life Comfortable With Our Services.

Virtual Accounts

Open virtual accounts in different currencies to easily manage and streamline your global financial operations.

Effortless Payment Collection

Simplify your payment collection process—easily receive payments from customers, clients, or partners with our seamless and secure solutions.

Finances

Achieve your financial goals with our comprehensive solutions—access instant loans, grow with Fixed Deposit, and save smartly with DPS, Safe Box, Spend x Save, Flex Weekend all designed to empower you.

Why Choose Us

We Are Giving You The Best Services

1
Lowest Transaction Fee

Affordable banking for everyone. Save more with low fees on transfers, bills, and purchases. Choose smarter, budget-friendly banking today!

2
Security

Our platform is built with advanced security protocols to protect your financial data and transactions.

3
Transparency

With no hidden fees, you always know the cost of your transactions upfront.

4
Speed

We ensure that all transactions are processed swiftly, cutting down on traditional banking delays.

5
Support

Our dedicated customer support team is available 24/7 to assist you with any inquiries or issues.

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3+ Years

Serving The Public

Banking W ithout Boundaries

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Our Features

Explore Our Features

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Local & International Money Transfers

Experience seamless money transfers with ease—send and receive funds locally and internationally, fast and hassle-free.

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Bills Payment

Effortlessly manage your payments with our Bills feature—pay for electricity, internet, cable, airtime, and more, all from one seamless platform.

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Savings

Unlock the power of our Finances tools—like Spend and Save, Flex Weekend, Safe Box, Fixed Deposit, and beyond—to take control of your financial journey.

How it works

It's easy to join with Us

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Open an Account

To be an account holder you have to open an account first.

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Verification

After registration you need to verify your Email and Mobile Number and KYC.

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Gain Access

Now you can have access to any of our services as our registered and verified account-holder

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Start Transacting

Now you can start exploring our services starting from deposit to withdrawal and many other features.

Fixed Deposit Scheme

Our Efforts, Our Rewards—Yours Too!

Smart Move

10%  / 365 Days

  • Lock in Period

    1825 Days

  • Get Profit Every

    365 Days

  • Profit Rate

    10%

  • Minimum

    ₦50,000.00

  • Maximum

    ₦50,000,000.00

Big Move

20%  / 365 Days

  • Lock in Period

    1825 Days

  • Get Profit Every

    365 Days

  • Profit Rate

    20%

  • Minimum

    ₦500,000.00

  • Maximum

    ₦500,000,000.00

Christmas

10%  / 12 Days

  • Lock in Period

    365 Days

  • Get Profit Every

    12 Days

  • Profit Rate

    10%

  • Minimum

    ₦100,000.00

  • Maximum

    ₦5,000,000.00

Our Loan Schemes

We Have The Best Loan Plans

Business

10%  / 30 Days

  • Take Minimum

    ₦1,000,000.00

  • Take Maximum

    ₦300,000,000.00

  • Per Installment

    10%

  • Installment Interval

    30 Days

  • Total Installment

    12

Urgent

10%  / 30 Days

  • Take Minimum

    ₦5,000.00

  • Take Maximum

    ₦500,000.00

  • Per Installment

    10%

  • Installment Interval

    30 Days

  • Total Installment

    12

Student

10%  / 30 Days

  • Take Minimum

    ₦10,000.00

  • Take Maximum

    ₦1,000,000.00

  • Per Installment

    10%

  • Installment Interval

    30 Days

  • Total Installment

    12

There's been a lot of talk about us recently

Let's hear what some of them say about us

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Sandra Amanda
Nigeria
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The app stands out as one of the best among Nigerian apps due to its speed, ease of access, and user-friendly interface.

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Okoro James
Nigeria
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The app is so reliable that I have no idea where or what their customer support looks like—I've never had any issues and genuinely have nothing to complain about.

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Abeeku Kojo
Nigeria
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As a freelancer, getting paid has never been easier! I shared my payment link, and my client paid me instantly. No delays, no hassles—just smooth transactions. Zip Bank makes freelancing stress-free!

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Yusuf Adamu
Abuja
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I’ve been using Zip Bank for most of the past year, and during that time, I haven’t encountered any issues at all.

Frequently Asked Questions

Any Questions? Find Here.

Don’t find your answer here? just send us a message for any query.

Contact with Us

Yes, we don't take any fees for opening an account.

Yes, you can send money from Zip Bank to another bank. Be it Local banks, International Banks and even Mobile Wallets

No, we don't provide our account holder's information to any third-party organization.

We have several loan plans. Choose the best plan suitable for you and just click on the Apply Now button and put the amount.

Yes of course, you can receive international payment using Zip Bank

At Zip Bank, we’re on a mission to revolutionize digital banking. We believe banking should be easy, secure, and built for you. With cutting-edge technology and a relentless focus on user experience, we empower you to take full control of your finances—whether you’re sending money, saving, investing, or paying bills. Zip Bank is more than an app; it’s your partner in financial freedom.

Yes! You can request and receive your account statements in under 2 minutes. To request for your account statement, visit the settings page in-app and select bank statements.

Yes, you can download the Zip Bank app on your iOS and Android devices allowing you to manage your account on the go.

With a Zip Bank bank account, you can send and receive money locally and Internationally, pay bills, save and request loans and more all from your dashboard.

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Account Holders

K+

International Transactions Per day

K+

Local Transactions Per Day

K+

Bills Payment Per Day

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